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Our AI

A single source of truth, and agents that do the work.

Fundable integrates a fund's fragmented data into one continuously-updated layer, then runs agents on top of it that handle each function — and because every output carries a confidence score, an audit trail, and a path to a named human wherever judgment matters, nothing happens in a black box.

Principles

How the platform works.

Four rules we don't break.

01 / Single source of truth

One data layer, continuously updated.

A fund's reality is scattered across documents, tapes, emails, and a dozen systems that never agree — so the first thing the platform does is integrate those fragmented sources into one continuously-updated layer where every field is tagged with its origin and freshness, and that layer is what every agent reads from and writes back to.

  • Documents, tape rows, and system events normalized into one canonical record
  • Every field carries its source and freshness, so nothing is taken on faith
  • One layer the whole fund — and every agent — works from
02 / Autonomous agents

Vertical agents that run each function.

On top of that data layer sit autonomous vertical agents — one for sourcing, one for originator diligence, one for loan diligence and acquisition, one for monitoring, one for reporting, one for workout — and each runs its full function rather than spitting out a suggestion for a person to re-do, doing the work the way an experienced operator would.

  • An agent per fund function, each owning its full workflow
  • Agents act on the source of truth and write their results back to it
  • Built from the operating model the founders ran at an asset manager
03 / Confidence + human-in-the-loop

People step in where judgment matters.

Every agent output carries a confidence score, so above threshold the work moves on its own and below threshold it routes to a named human with full context — which means the agents do the volume work while specialists keep the judgment work, and uncertainty is always surfaced rather than buried.

  • Configurable thresholds per loan type, per fund, per workflow
  • Exceptions routed to a named human with full context, not raw model output
  • No silent failures — uncertainty is always surfaced for review
04 / Audit trails + governance

Every decision, reproducible and governed.

Every decision logs the model version, the inputs, the intermediate scores, and the final output, so when an auditor, a regulator, or a rating agency asks how a call was made we can show them to the field and to the timestamp — and because models change, each version is tested against benchmark cohorts and can be pinned for a contracted window when a fund needs stability for audit.

  • Per-decision logs retained for the contracted period and reproducible on re-run
  • Searchable and filterable by loan, fund, and period
  • Model lineage tracked end-to-end, with customer-pinnable versions for audit
Architecture

How a loan moves through the platform.

Same flow whether the function is sourcing, originator diligence, loan diligence and acquisition, monitoring, reporting, or workout.

01
Ingest
Documents, tape rows, and system events normalized into the single source of truth, every field tagged with its source and freshness.
02
Agent diligence
The function's agent reads from the source of truth, does the diligence, and reaches a decision with a confidence score and a reasoning trace.
03
Human review
Above threshold the work moves on its own; on exceptions it routes to a named human with full context, not raw model output.
04
Write back
The action and its full audit trail are written back to the source of truth, so the next agent and every person works from the same record.

See it in action.

30-minute walkthrough of the AI architecture against a sample tape or document set.

Talk to us